https://www.conklinshure.financial/blog daily 0.75 2026-02-13 https://www.conklinshure.financial/blog/an-open-letter-to-the-financial-person-in-the-relationship monthly 0.5 2026-02-13 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/b4f4a867-5327-4827-9efe-f297593b6925/2026.02.12+-+Letter+to+Financial+Person+in+Relationship+-+iStock+-+1257815081.jpg Blog - An Open Letter to the Financial Person in The Relationship - Make it stand out You’ve taken on the responsibility of managing your household’s finances, and maybe you even enjoy it—but if your partner isn’t engaged, they’re not truly a financial equal. For their sake and yours, it’s time to bring them in—not just to share the numbers, but to make sure they have a voice in the decisions that shape your life together. https://www.conklinshure.financial/blog/an-open-letter-to-the-non-financial-person-in-the-relationship monthly 0.5 2026-02-13 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/432811a8-db2d-4272-92bb-c9df99c3d155/2026.02.12+-+Letter+to+Non-Financial+Person+in+Relationship+-+iStock+-+1319038124.jpg Blog - An Open Letter to the Non-Financial Person in The Relationship - Make it stand out Letting your partner handle the finances might seem like the easiest path, but it also means you’re giving up a say in some of life’s biggest decisions. You don’t need to become a financial expert—but if you want real security, independence, and a stronger partnership, it’s time to start asking questions. https://www.conklinshure.financial/blog/just-spend-less-is-bad-financial-advice monthly 0.5 2025-12-27 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/7b27c589-2df4-4631-8c75-e0f1c4ff71d3/2025.12.27+-+Just+Spend+Less+is+Bad+Advice+-+iStock-1411598237.jpg Blog - Why “Just Spend Less” Is Bad Financial Advice - Make it stand out Telling people to cut back is easy. Helping them understand what they can safely spend—and how to do it without anxiety—is much harder. This piece looks at why spending feels unmoored for so many people, and how one client found a better way forward. Photo credit: MTStock Studio https://www.conklinshure.financial/blog/money-mutual-aid-and-the-kind-of-safety-you-cant-build-alone monthly 0.5 2025-11-21 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/a3c09141-15dd-48a3-93d4-79074a2d955e/2025.11.20+-+Different+Kind+of+Safety+-+iStock-1727988638+8.4+MG.jpeg Blog - Money, Mutual Aid, and the Kind of Safety You Can’t Build Alone - Make it stand out Most financial advice is built for an individual or a nuclear family trying to wall itself off from risk. But a lot of people—especially people rooted in community—don’t see money that way. This is a story about one of those people, and how their view of mutual aid pushed me to widen my own definition of a safety net. Photo Credit: Leo Patrizi https://www.conklinshure.financial/blog/pacing-not-punishment-what-half-marathon-training-taught-me-about-spending-money-like-a-grownup monthly 0.5 2025-11-14 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/9d5fc6f6-c101-4c0e-85b9-5fc092fd2dc8/2025.11.03+-+Pacing+Not+Punishment.jpg Blog - Pacing, Not Punishment: What Half-Marathon Training Taught Me About Spending Money Like a Grownup - Make it stand out Most people don’t overspend (or underspend) because they’re bad at money. They do it because they don’t have a steady, sensible pacing system. Training for a half marathon with my wife reminded me how powerful it is to get frequent, realistic feedback—and how useless it is to shame yourself when you inevitably drift. Photo by author. https://www.conklinshure.financial/blog/why-so-many-tech-workers-are-dreaming-of-a-career-change monthly 0.5 2025-09-14 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/79e117ba-2232-4a76-b1e9-f92506e4c572/2025.09.14+-+Tech+Career+Change+-+iStock-2168350558.jpg Blog - Why So Many Tech Workers Are Dreaming of a Career Change - Make it stand out If you’ve found yourself daydreaming about becoming a therapist, coach, or creative freelancer, you’re not alone—and no, you’re not being irresponsible. Here’s why so many people in tech are rethinking their careers, and what it means to pursue something more tangible. Photo credit: NoSystem Image https://www.conklinshure.financial/blog/the-system-that-gave-me-back-my-financial-clarity monthly 0.5 2025-08-17 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/6234a2cd-15bf-40fc-8256-2528355b642c/2025.08.15+-+Multi-Account+-+George+Clark+-+iStock-672459950.jpg Blog - The System That Gave Me Back My Financial Clarity - Make it stand out Managing money shouldn’t feel like a daily act of mental gymnastics — but for years, it did. It wasn’t because I didn’t care or wasn’t trying. It was because the tools I was using — a single checking account, a vague sense of my balance — weren’t built for the complexity of real life. In this post, I walk through the multi-account system I built to create stability, even with variable income and unpredictable expenses. It’s not a magic trick or a test of willpower. It’s a simple, flexible structure that makes it easier to see clearly, make better choices, and trust yourself again — even when life gets messy. Photo by George Clarke https://www.conklinshure.financial/blog/shadow-budgets-and-the-stories-we-tell-ourselves monthly 0.5 2025-06-19 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/809e31a9-db05-4b40-8677-958b8533f8a2/2025.06.19+-+Shadow+Budget+-+iStock-898616098+-+Bilgehan+Tuzcu.jpg Blog - Shadow Budgets and the Stories We Tell Ourselves - Make it stand out I built a cash flow system to give myself clarity, but somewhere along the way, I started bending the rules. Not in big, dramatic ways—just little ad hoc choices that slowly added up. This isn’t a story about blowing up my budget. It’s about how easy it is to drift from the structure you trust—and how to find your way back. Photo by Bilgehan Tuzcu. https://www.conklinshure.financial/blog/holistic-planning-solo monthly 0.5 2025-06-06 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/a0504d26-5871-421c-a31f-b95962631b9f/2025.06.11+-+Detailed+Planning+Process+-+Solo+Clients+-+iStock-2166666769+copy.jpg Blog - An Extremely Detailed Description of What Financial Planning Actually Looks Like (for Solo Clients) - Make it stand out If you’ve never worked with a financial planner—and especially if you’re managing money solo—this post lays out exactly what to expect from our three-meeting process. It’s honest, detailed, and designed to help you feel clear, grounded, and supported. https://www.conklinshure.financial/blog/rpyaabeogb6mff3nrgnl483nua4mhc monthly 0.5 2025-06-05 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/626ad8b7-9f8b-49b0-904a-6f3093246dca/2025.06.04+-+Extremely+Detailed+Financial+Planning+Overview+%28Couples%29.jpg Blog - An Extremely Detailed Description of What Financial Planning Actually Looks Like (for Couples) - Make it stand out If you’re a couple who’s never worked with a financial planner—or are hoping this experience feels different—this post walks through exactly what to expect from the three core meetings in my planning process. It’s not just about numbers; it’s about clarity, connection, and building a shared map forward. https://www.conklinshure.financial/blog/capitalism-isnt-brokenits-working-as-designed monthly 0.5 2025-06-03 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/baad6779-6c46-4731-a33f-b54d8c782ef8/2025.06.03+-+Welch+Book+-+Simon+and+Schuster.jpg Blog - Capitalism Isn't Broken—It's Working As Designed What if the issue isn’t that capitalism was broken by one ruthless CEO, but that it was always designed to work this way? This isn’t a story about bad actors—it’s a story about a system that rewards extraction, and the collective power it will take to change it. Image: Simon & Schuster https://www.conklinshure.financial/blog/what-we-really-need-instead-of-literacy monthly 0.5 2025-04-28 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/26b529fe-766a-4a28-9200-4e39fbfd55c3/2025.04.28+-+What+We+Really+Need+Instead+of+%E2%80%9CLiteracy%E2%80%9D-+iStock-1850684611.jpg Blog - What We Really Need Instead of “Literacy” - Make it stand out If the goal is financial well-being, teaching people about ETFs isn’t enough. We need systems, policies, and support that actually make financial success possible—and that starts with organizing, not worksheets. https://www.conklinshure.financial/blog/financial-literacy-wont-save-you monthly 0.5 2025-04-23 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/08b50b51-a9f9-4c80-bdad-b03d7d535fbb/2025.04.09+-+Fin+Literacy+Wont+Save+You+-+iStock-1472045515.jpg Blog - Financial Literacy Won’t Save You - Make it stand out Financial literacy is a good thing. But when it’s used as a substitute for real change—or to shift blame onto people who are struggling—it becomes something more toxic. Here’s why knowing more isn’t always the answer. https://www.conklinshure.financial/blog/big-banks-want-you-to-be-just-smart-enough monthly 0.5 2025-04-16 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/dcb7164c-a5a0-46ed-aec5-4c67ae8f6be0/2025.04.16+-+Banks+Want+You+Just+Smart+Enough.jpg Blog - Big Banks Want You to Be Just Smart Enough - Make it stand out The same institutions making your financial life hell are the ones pushing financial literacy campaigns. Here's how corporate hypocrisy—and aggressive lobbying—helped break the system in the first place. https://www.conklinshure.financial/blog/when-learn-more-is-just-gaslighting monthly 0.5 2025-04-13 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/848b68d0-a537-49e8-aeae-69fbe6891d1b/2025.04.13+-+Learn+More+is+just+Gaslighting+-+iStock-1411598237.jpg Blog - When “Learn More” Is Just Gaslighting - Make it stand out If you’re living paycheck to paycheck, being told to study amortization schedules isn’t helpful—it’s insulting. Let’s talk about why this “just be smarter” advice misses the point entirely. https://www.conklinshure.financial/blog/what-to-do-and-feel-when-the-market-gets-messy monthly 0.5 2025-04-04 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/ab087623-7f5b-4076-8f5a-f66277bd20ee/2025.04.04+-+Messy+Market+-+Edwin+Tan+-+iStock-2156295640.jpg Blog - What to Do (and Feel) When the Market Gets Messy - Make it stand out You don’t need to overhaul your financial plan every time headlines get loud. But if recent volatility has you thinking about next steps—like trimming company stock or putting idle cash to work—now might be the time to take action on things you already wanted to do. Photo by Edwin Tan. https://www.conklinshure.financial/blog/why-some-lawyers-are-resigning-from-elite-firmsand-what-to-do-if-youre-one-of-them monthly 0.5 2025-04-02 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/4f27a42a-86e1-4e05-b4ae-af58e72b139a/2025.04.02+-+Quitting+Big+Law+-+iStock-2166666769.jpg Blog - Why Some Lawyers Are Resigning from Elite Firms—and What to Do If You’re One of Them - Make it stand out A growing number of attorneys are leaving high-paying firm jobs over ethical concerns. Here’s how to think through the money side of that decision. https://www.conklinshure.financial/blog/the-obscure-tax-form-that-could-save-you-thousands-why-form-8606-matters-more-than-you-think monthly 0.5 2025-04-02 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/de7b76dc-fa7f-41fa-ac90-40f06aa6d23b/2025.04.02+-+Form+8606+and+double-taxation+-+iStock-2164606764.jpg Blog - The Obscure Tax Form That Could Save You Thousands: Why Form 8606 Matters More Than You Think - Make it stand out If you’ve ever contributed to a traditional IRA without taking a tax deduction, used the backdoor Roth IRA strategy, or withdrawn money from a Roth IRA, Form 8606 is the unsung hero that keeps you from paying taxes twice on the same dollars. The problem? Most people don’t even know it exists. Here’s why this form matters and how it can protect you from costly tax mistakes. https://www.conklinshure.financial/blog/uh-oh-you-got-a-tax-bill-you-didnt-likeheres-how-to-fix-it-for-next-year monthly 0.5 2025-03-26 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/545b47cc-cf01-44b0-9562-5f1f5574f569/2025.03.26+-+Owed+Too+Much%2C+Withholding+-+iStock-1200214138.jpg Blog - Uh-Oh, You Got a Tax Bill You Didn’t Like—Here’s How to Fix It for Next Year - Make it stand out Got a tax bill that made you wince? Or a refund that made you wonder why so much of your money was sitting with the IRS all year? The IRS Withholding Estimator can help you tweak your paycheck withholding or set up estimated tax payments so you’re not caught off guard next tax season. Here’s how to use it to get ahead and avoid penalties. https://www.conklinshure.financial/blog/uh-oh-did-you-put-money-into-a-roth-ira-when-you-werent-allowed-to-heres-what-to-do monthly 0.5 2025-03-19 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/cd6a49da-8fae-4065-8b1a-9fd06f2f173f/2025.03.19+-+Roth+IRA+Excess+-+iStock-1442307804.jpg Blog - Uh-Oh, Did You Put Money Into a Roth IRA When You Weren’t Allowed To? Here’s What to Do - Make it stand out Roth IRAs can be great—until you realize you weren’t actually allowed to contribute. If your income was too high last year and you accidentally put money into a Roth IRA, you’ll need to fix it fast to avoid a recurring 6% penalty. Here’s what to do, whether you want to recharacterize the contribution, withdraw the excess, or make sure you’re not paying more taxes than necessary. https://www.conklinshure.financial/blog/are-you-sure-you-got-all-your-tax-forms-heres-how-to-double-check-before-you-file monthly 0.5 2025-03-12 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/41cd5e46-523a-4725-acfc-b2cd90aa5b74/2025.03.12+-+Tax+Forms+-+2025.04.02+-+Form+8606+and+double-taxation+-+iStock-674639900+-+Fergus+Owen.jpg Blog - Are You Sure You Got All Your Tax Forms? Here’s How to Double-Check Before You File - Make it stand out Your inbox is probably overflowing with emails saying, “Your tax documents are ready!”—but are you sure you have everything you need? Every year, people rush to file, only to realize they’re missing a key tax form that could lead to IRS headaches down the road. Before you hit submit, double-check your situation against this list to make sure no form got lost in the shuffle. Photo by Fergus Owen. https://www.conklinshure.financial/blog/the-financial-person monthly 0.5 2025-02-14 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/a85e03a1-05d6-4961-8e98-8928a9b935c8/2025.02.14+-+Letter+to+Financial+Person+in+Relationship+-+iStock+-+1257815081.jpg Blog - An Open Letter to the Financial Person in The Relationship - Make it stand out You’ve taken on the responsibility of managing your household’s finances, and maybe you even enjoy it—but if your partner isn’t engaged, they’re not truly a financial equal. For their sake and yours, it’s time to bring them in—not just to share the numbers, but to make sure they have a voice in the decisions that shape your life together. https://www.conklinshure.financial/blog/the-non-financial-person monthly 0.5 2025-02-14 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/947e56ed-8892-47d1-b3c7-daf2cad3f787/2025.02.14+-+Letter+to+Non-Financial+Person+in+Relationship+-+iStock+-+1319038124.jpg Blog - An Open Letter to the Non-Financial Person in The Relationship - Make it stand out Letting your partner handle the finances might seem like the easiest path, but it also means you’re giving up a say in some of life’s biggest decisions. You don’t need to become a financial expert—but if you want real security, independence, and a stronger partnership, it’s time to start asking questions. https://www.conklinshure.financial/blog/the-future-feels-uncertainshould-your-investments-change monthly 0.5 2025-02-17 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/e45da59b-4d3b-440e-b1bd-868cb7542e80/2025.02.06+-+Orange+Clouds.jpg Blog - The Future Feels Uncertain—Should Your Investments Change? - Make it stand out The political climate feels more uncertain than ever, and many investors are wondering: should I change my investing approach? While no one can predict the future, I’m staying the course (for now)—and here’s why, along with some key considerations for managing risk, protecting your assets, and thinking beyond just the stock market. https://www.conklinshure.financial/blog/vanguardfinetargetdate monthly 0.5 2025-01-21 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/28cbd582-d104-4303-a926-379b12a6b539/2025.01.19+-+Vanguard+Target+Date+Fine+-+iStock+-+Jacob+Wackerhausen+-+2059951466.jpg Blog - Vanguard’s $100 Million Fine: What It Really Means for Target Date Fund Investors - Make it stand out Recent headlines about Vanguard’s SEC settlement have sparked concerns among investors holding target date funds. While the news highlights some risks, it doesn’t mean these funds are a bad choice. Here’s how to understand their value, avoid tax pitfalls, and invest with confidence. Photo by Jacob Wackerhausen. https://www.conklinshure.financial/blog/from-resolutions-to-results monthly 0.5 2025-01-07 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/2987bd6f-a363-4013-8698-b8370b3b6b8d/2025.01.07+-+Frameworks+over+Resolutions+-+iStock+-+millann.jpg Blog - From Resolutions to Results: How Frameworks Can Help You Follow Through - Make it stand out Resolutions are a great way to kick off the New Year, but they’re just the start. Learn how accountability frameworks can help you stay on track and achieve meaningful progress. https://www.conklinshure.financial/blog/d9xc2cxwuqzdswzlg68aylz5dgn0cn monthly 0.5 2024-12-30 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/5c48fb53-c9fa-4921-afde-5d578fd64c83/2024.12.29+-+Stepping+Back+-+iStock+-+SeventyFour.jpg Blog - Taking the Leap: How to Plan for a Career Break Without Compromising Your Future - Make it stand out The holiday season often sparks reflection on what truly matters—family, creativity, or simply rest. With careful planning, you can take a career break without derailing your future goals. https://www.conklinshure.financial/blog/avoiding-the-trap-of-too-many-resolutions-the-case-for-purposeful-postponement monthly 0.5 2024-12-27 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/84916abd-1e5f-412a-a735-2f54dd2a6669/2024.12.27+-+Purposeful+Postponment+-+iStock+-+Youngoldman.jpg Blog - Avoiding the Trap of Too Many Resolutions: The Case for Purposeful Postponement - Make it stand out As the New Year approaches, rethink the impulse to overcommit. Knowing what to postpone can make all the difference in achieving what truly matters. https://www.conklinshure.financial/blog/why-whats-new-is-the-worst-conversation-starter-and-what-to-ask-instead monthly 0.5 2024-12-23 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/c8bcec9f-923e-4289-ab74-6a217255489f/2024.12.22+-+What%27s+New+-+iStock+-+monkeybusinessimages.jpg Blog - Why “What’s New?” Is the Worst Conversation Starter (and What to Ask Instead) - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.conklinshure.financial/blog/the-gift-economy-a-radical-response-to-scarcity-and-fear monthly 0.5 2024-12-17 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/b5d6cd57-9614-4a4f-b457-73b07d2fd3ca/2024.12.17+-+Gift+Economy.jpg Blog - The Gift Economy: A Radical Response to Scarcity and Fear - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.conklinshure.financial/blog/income-in-2024-higher-than-usual-consider-these-year-end-tax-moves monthly 0.5 2025-03-07 https://images.squarespace-cdn.com/content/v1/65d26ba70f69204ce50be73a/ba7d7721-354d-408e-9da4-b72add191ed4/2024.12.06+-+If+2024+Income+Was+High+-+iStock+-+Carles+Iturbe+Ferre.jpg Blog - Income in 2024 Higher Than Usual? 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